How to find the right therapist in San Bernardino, CA

When choosing a therapist in San Bernardino, CA, it's best to reflect on what you’re looking for and ask yourself which of the following criteria are most important to you: Do they accept your insurance? Do you need a therapist who specializes in a specific mental health concern such as depression, anxiety, or trauma? Are you looking for someone to work with you individually? Or are you looking for someone to support you as a couple or family? Would you be more comfortable partnering with a therapist of a certain race, gender expression, sexual orientation, religious, or cultural background?

Can I use my insurance?

Yes! Therapists on the Rula platform are in-network with most major insurance plans. Rula patients typically pay $15 per session, although your individual cost may vary based on your insurance benefits and deductible. We’ll work with your insurance to confirm your estimated per-session cost before your first appointment. Ready to get started? Click here to browse available therapists who accept your insurance.

How do I know if therapy is right for me?

There’s no right or wrong reason to start therapy. Whether you’re seeking help navigating a life transition or managing symptoms of anxiety or depression, therapy is an effective treatment for many types of concerns – all you need is an open mind and a general sense of what you’d like to explore with a therapist. Still unsure? Head to our blog to learn more.

How soon can I meet with a therapist?

Therapists in Rula’s network are available to meet as soon as tomorrow. Click here to explore therapists and book your first session in minutes.

What should I consider when choosing a therapist?

It depends on your personal preferences and goals. Whether you’re seeking a therapist who specializes in certain mental health conditions, shares your ethnic background, or is available to meet at your preferred time – Rula makes it easy to search and filter by what matters most to you. If you don’t feel like your first choice was a match, don’t worry – we’ll help you switch to a different therapist in our network. Check out our blog post for more pointers on finding your best-fit therapist.

How do I know if I need therapy or psychiatry?

If you’re experiencing severe symptoms that interfere with your daily functioning, you may want to consider starting with a psychiatric provider who can assess your needs and prescribe medication if deemed necessary. If your symptoms are mild or moderate, therapy may be a better starting point. No matter where you begin your journey – your provider will work with you to develop a personalized treatment plan that’s based on your individual needs and concerns. Still unsure? Visit our blog to learn more about the differences.

Does Rula offer in-person appointments?

Currently, Rula offers in-person therapy in some states. For those living in other states, there are many benefits to online therapy!

Can Rula help me find a therapist?

Absolutely. Rula’s network of 10,000+ licensed providers represent more than 80 clinical specialties and a diverse range of backgrounds – making it easier to find the care you need. Once you provide us with some basic information, we’ll generate a curated list of in-network therapists who are licensed in your state and accepting new patients. From there, you can filter by what matters most to you and explore individual biographies until you find a match. Ready to get started?

What types of care can I access through Rula?

Providers in Rula’s network specialize in individual therapy, couples therapy, family therapy, and psychiatric care (i.e., medication management).

Who is eligible to access care through Rula?

Individuals aged 5 and older are eligible to receive care in any state where Rula is available.

How will I meet with my therapist?

Rula specializes in online therapy – giving you the flexibility to meet with your therapist from wherever you’re most comfortable. We’ll send you an appointment reminder containing a secure link to your scheduled Zoom session approximately 24 hours before your session.

Connect with Therapists who accept Medicare in San Bernardino, CA

Book a session as soon as April 20

Quality care comes first at Rula

We regularly review providers to ensure quality

30+ therapists who accept Medicare FFS

Quality care comes first at Rula

We regularly review providers to ensure quality

30+ therapists who accept Medicare FFS

Ashley Abarca

Many new patients continue care with this provider

LMFT

Licensed Marriage and Family Therapists (LMFTs), like Ashley Abarca, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Ashley has a Master of Science Psychology (MSPSY) from Brandman University.

Victorville, CA

Specialties

ADHD

Anxiety

Depression

LGBTQIA+

Relationship Issues

Style

Responsive

Approachable

Empowering

I walk alongside you as you discover who you are and what you need. Using a client-centered, non-directive approach, we'll explore healing methods and coping strategies for anxiety, depression, trauma, and identity concerns. I provide a supportive and affirming space for adults, younger adults, and teens, including the queer community and veterans.

Next appointmentWednesday, Apr 22nd

Available virtually

Angela Riggio

Many new patients continue care with this provider

LMFT

•

9+ years

Licensed Marriage and Family Therapists (LMFTs), like Angela Riggio, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Angela has a Master of Science (MS) from California Baptist University.

Yorba Linda, CA

Specialties

Anxiety

Depression

Relationship Issues

Style

Exploratory

Warm

Collaborative

I provide a safe and welcoming space for individuals from all backgrounds. Life's challenges can feel overwhelming, and my goal is to offer the support and guidance needed to navigate them. I help clients facing anxiety, depression, PTSD, adjustment disorders, and relational challenges build resilience, gain insight, and create meaningful change.

Next appointmentThursday, Apr 23rd

Available virtually

Michelle Powers

Patients consistently give high satisfaction ratings

LPCC

•

11+ years

Licensed Professional Clinical Counselors (LPCCs), like Michelle Powers, are mental health professionals trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Michelle has a Master of Science (MS) in Counseling Psychology from Bowie State University.

San Jose, CA

Specialties

ADHD

Anxiety

Autism or Asperger's Syndrome

Depression

Mood Disorders

Style

Practical

Spiritual

Collaborative

As an eclectic therapist, I utilize a combination of cognitive, behavioral, and play therapy approaches to assist clients in discovering and developing resources within themselves and their community.

Next appointmentWednesday, Apr 22nd

Available virtually

Claudia Gutierrez

Many new patients continue care with this provider

LMFT

•

5+ years

Licensed Marriage and Family Therapists (LMFTs), like Claudia Gutierrez, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Claudia has a Masters of Arts (MA) in Marriage and Family Therapist with Latino Family Studies Specialization from Pacific Oaks College.

Riverside, CA

Specialties

Anxiety

Depression

Relationship Issues

Trauma and PTSD

Style

Exploratory

Candid

Curious

I know it can be intimidating to reach out for help, and I want to congratulate you on taking that first step. I use a combination of approaches tailored to your specific needs, creating a safe space where you can explore your thoughts and feelings at your own pace.

Next appointmentTuesday, Apr 21st

Available virtually

Seon Park

LMFT

•

20+ years

Licensed Marriage and Family Therapists (LMFTs), like Seon Park, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Seon has a Master of Arts (MA) in Clinical Psychology from Pepperdine University and a Master of Arts (MA) in General Psychology from Pepperdine University.

Monterey Park, CA

Specialties

Anxiety

Cultural Stress

Depression

Older Adult

Trauma and PTSD

Style

Insightful

Attuned

Affirming

Life can bring challenges that feel overwhelming—whether you’re navigating anxiety, depression, or relationship struggles. You don’t have to carry these burdens alone. Together, we’ll explore what’s holding you back, build practical tools for coping, and create positive changes that allow you to move forward with greater confidence and connection.

“She is a great listener, respects my opinions, and has helped me manage high-stress situations.”

Next appointmentThursday, Apr 23rd

Available virtually

Ana Rayo

LMFT

•

11+ years

Licensed Marriage and Family Therapists (LMFTs), like Ana Rayo, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Ana has a Master of Science Psychology (MSPSY) from California State University, San Bernardino.

California

Specialties

Alcohol Use

Divorce

Grief

Stress

Substance Use

Style

Exploratory

Gentle

Supportive

I have experience in helping clients with stress, anxiety, coping with chemical addictions, coping with grief, coping with loss, and depression. I believe that you are the expert on your story and that you have many strengths that will help you in overcoming things that challenge you. It takes courage to seek out a more fulfilling and happier life.

Next appointmentTuesday, Apr 21st

Available virtually

Imelda Marin

Many new patients continue care with this provider

LMFT

•

1+ years

Licensed Marriage and Family Therapists (LMFTs), like Imelda Marin, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Imelda has a Masters of Arts (MA) in Clinical Psychotherapy from Pepperdine University.

Brea, CA

Specialties

Anxiety

Depression

Relationship Issues

Stress

Trauma and PTSD

Style

Exploratory

Warm

Curious

I'm passionate about helping individuals, couples, and families navigate life's challenges and build stronger, healthier relationships. With a compassionate and personalized approach, I create a safe space for you to explore concerns, gain insight, and work toward meaningful growth.

Next appointmentWednesday, Apr 22nd

Available virtually

Carrington Singmaster

Many new patients continue care with this provider

LMFT

•

8+ years

Licensed Marriage and Family Therapists (LMFTs), like Carrington Singmaster, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Carrington has a Master's in Counseling (MC) in Depth Psychology from Pacifica Graduate Institute.

Ojai, CA

Specialties

Addiction

Alcohol Use

Anger Management

Anxiety

Style

Exploratory

Warm

Curious

I worked in a residential treatment center assisting clients with Co-Occurring Disorders. I also worked as a psychotherapist assisting children K-12. In addition to my private practice, I work for a nonprofit that employs Equine Assisted Psychotherapy, where I incorporate horses into therapeutic intervention.

Next appointmentTuesday, Apr 21st

Available virtually

Karen ClayBeck

Many new patients continue care with this provider

LMFT

•

1+ years

Licensed Marriage and Family Therapists (LMFTs), like Karen ClayBeck, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Karen has a Master of Science Psychology (MSPSY) in Clinical Psychology from Pepperdine University.

Agoura Hills, CA

Specialties

Anxiety

Bipolar Disorder

Depression

Panic Attacks

Style

Responsive

Spiritual

Motivational

My dedication to my clients comes from a well deep with purpose. I enjoy working with clients who are experiencing burnout and may feel emotionally and physically exhausted due to prolonged stress, demanding responsibilities, or dissatisfaction in their relationships.

Next appointmentFriday, Apr 24th

Available virtually

Ashley Richter

LMFT

•

4+ years

Licensed Marriage and Family Therapists (LMFTs), like Ashley Richter, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Ashley has a Master of Arts (MA) in Clinical Psychology, emphasis in Marriage and Family Therapy from Pepperdine University.

Sherman Oaks, CA

Specialties

Anxiety

Depression

Life Transitions

Self Esteem

Women's Issues

Style

Insightful

Approachable

Affirming

I am a Licensed Marriage and Family Therapist based in the LA area and working with clients statewide. My goal is to create a safe, supportive environment where you can explore patterns, emotions, and experiences that may be keeping you stuck. Together, we’ll work toward developing greater self-awareness, healing past wounds, and creating change.

Next appointmentTuesday, Apr 21st

Available virtually

Deborah Rivera

Recognized for high quality patient care

LCSW

•

29+ years

Licensed Clinical Social Workers (LCSWs), like Deborah Rivera, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Deborah has a Master of Social Work (MSW) from California State University, Long Beach.

California

Specialties

Anxiety

Codependency

Depression

Substance Use

Trauma and PTSD

Style

Responsive

Warm

Curious

I specialize in helping individuals navigate challenges such as depression, anxiety, loss, trauma, HIV, autism support, and family issues.

Next appointmentWednesday, Apr 29th

Available virtually

Carol Swann

Patients consistently give high satisfaction ratings

LCP

•

9+ years

Licensed Clinical Psychologists (LCPs), like Carol Swann, hold a doctoral degree and are trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Carol has a Doctor of Philosophy (PHD) in Clinical Neuropsychology from Fielding Graduate University.

California

Specialties

Anxiety

Cultural Stress

Depression

Life Transitions

Trauma and PTSD

Style

Outcome-oriented

Candid

Collaborative

I have been in practice for a number of years and utilize an individualized approach for each and every client.

Next appointmentWednesday, Apr 22nd

Available virtually

Isabelle Speers

Many new patients continue care with this provider

LMFT

Licensed Marriage and Family Therapists (LMFTs), like Isabelle Speers, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Isabelle has a Master of Science (MS) in Marriage and Family Therapy from California State University, Chico.

California

Specialties

Anxiety

Depression

Life Transitions

Obsessive-Compulsive (OCD)

Self Esteem

Style

Practical

Attuned

Collaborative

I am a therapist who offers a warm, thoughtful space to explore life’s challenges with compassion and curiosity. I help clients cultivate self-understanding and openness to growth, creating room for both acceptance and meaningful change.

Next appointmentTomorrow

Available virtually

Janie Echeverria

Many new patients continue care with this provider

LCSW

•

15+ years

Licensed Clinical Social Workers (LCSWs), like Janie Echeverria, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Janie has a Master of Science in Social Work (MSSW) from San Diego State University.

Chula Vista, CA

Specialties

Anxiety

Bipolar Disorder

Depression

Style

Responsive

Attuned

Motivational

I work with adults and children facing a range of psychological conditions. My approach starts where you are and introduces you to therapeutic models that fit your needs, helping you build skills to manage life's challenges with greater confidence.

“Janie is a no bs therapist who has the perfect mix of empathy and accountability.”

Next appointmentMonday, Apr 27th

Available virtually

Carole Brookshire

LMFT

•

6+ years

Licensed Marriage and Family Therapists (LMFTs), like Carole Brookshire, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Carole has a Master in Counseling (MC) from California State University, Northridge.

Simi Valley, CA

Specialties

Alcohol Use

Anxiety

Depression

Substance Use

Trauma and PTSD

Style

Insightful

Approachable

Curious

Therapy provides a safe space to bring about change in the areas we would like to grow by gaining a better understanding of ourselves. Let's work together to discover what will help you in reaching your goals.

Next appointmentTomorrow

Available virtually

Continue exploring providers

See more providers

Previous providers

A closer look at Rula’s mental health providers in California

Specialty

Our providers specialize in a wide range of mental health needs, so you get care that truly fits you.

75

clinical specialties represented

Gender

You deserve a provider who understands your identity. Rula providers offer care that’s inclusive and affirming.

10

gender identities represented

Race & Ethnicity

Our providers represent a variety of backgrounds and cultures. Find providers who share or respect your lived experiences.

10

ethnicities represented across Rula providers

Therapy

Whether it’s stress, relationships, or personal growth, our therapists help you navigate what matters.

5,250

offer therapy

Psychiatry

Medication can be a key part of care. Our psychiatric providers offer expert guidance on what’s right for you.

90

offer medication management

Hundreds of thousands of patients have found affordable, in-network mental health care with Rula

Insurance

After you select a provider, we’ll send you a personalized cost estimate before your first session—so you’ll know what to expect.

$15 / session

typical cost patients pay through Rula

Nationwide coverage:

After you select a provider, we’ll send you a personalized cost estimate before your first session—so you’ll know what to expect.

100+ insurance plans accepted

140M total lives covered

Millions of sessions completed

Network

We hold providers to high clinical standards so you can trust the care you receive.

15,000+

licensed providers

Match

The right provider makes all the difference. We help you find someone who truly fits your needs—the first time.

98%

of searches result in an exact match

Progress

Care should make a difference. Our approach helps you track progress you can feel.

93%

of patients report feeling better after treatment through Rula

Additional therapy specialties and modalities

Sex Therapy Trauma and PTSD Anxiety EMDR Dialectical (DBT)

Psychiatry Couples Family Children therapy Preteen therapy Teen therapy

Male therapists Female therapists Spanish-speaking therapists Black or African American therapists Asian therapists Hispanic or Latinx therapists

Finding Medicare coverage in San Bernardino

Still looking for a Medicare therapist in San Bernardino, California?

You've spent the morning calling therapist offices in San Bernardino, only to hear they don't take Medicare or aren't accepting new patients. Rula removes that frustration by connecting you with licensed therapists who accept Medicare, are taking new patients, and can meet with you online or in person. Many Medicare members pay $0 per session through Rula, while others typically pay between $0 and $25 depending on their plan.

Getting started takes minutes. Create your free account, browse therapists who accept your Medicare coverage, and schedule your first session. Rula verifies your insurance upfront so you know exactly what you'll pay before your first appointment. With hundreds of providers available in San Bernardino, you can choose someone who understands your specific needs and fits your schedule. If your Medicare plan isn't in Rula's network yet, self-pay sessions start at $65 per session.

Whether you're in Downtown San Bernardino, Arrowhead, or the North Park area, you can meet with your therapist via secure video from home. Appointments are often available as soon as tomorrow, so you can start when you're ready. Find care that fits your life and your Medicare coverage.

FAQs

Does Rula accept my Medicare plan in San Bernardino?

Yes. Rula works with both Medicare Advantage and Original Medicare plans in San Bernardino, where finding therapists who accept Medicare can be particularly challenging given the high volume of Medicare beneficiaries in the Inland Empire. When you create your account, Rula verifies which therapists accept your specific plan so you only see providers who are in-network. Most members pay between $0 and $25 per session depending on their plan details.

What will I pay for therapy with Medicare through Rula in San Bernardino?

Many Medicare Advantage members in San Bernardino pay $0 per session, while others typically pay between $0 and $25. This is especially important in the Inland Empire where cost of living pressures can make even small copays feel significant for those on fixed incomes. Rula verifies your exact copay amount before your first appointment, so you'll know your cost upfront without any surprise bills later.

What if my Medicare plan isn't in Rula's network yet?

If your Medicare plan isn't yet in Rula's network, self-pay sessions start at $65, which addresses a real concern for San Bernardino residents who may have limited in-network options. This rate is significantly lower than typical out-of-pocket therapy costs in California. You can still browse the full network of therapists and schedule appointments the same way, just without insurance billing.

Can I see a Medicare therapist in person in San Bernardino, or is it video only?

You can choose either in-person or telehealth sessions with Medicare-accepting therapists in San Bernardino. This flexibility matters in a sprawling area like the Inland Empire, where driving to Downtown San Bernardino or Arrowhead from outlying areas can mean significant commute time. Many patients prefer starting with video sessions from home, then switching to in-person if they want face-to-face appointments later.

How quickly can I get an appointment with a Medicare therapist in San Bernardino?

Appointments with Medicare-accepting therapists through Rula are often available as soon as tomorrow, which stands in sharp contrast to the weeks or months many San Bernardino Medicare members face when trying to book through traditional provider networks. This speed matters because when you're ready to start therapy, waiting multiple weeks while symptoms continue can feel impossible. Rula's Medicare network includes hundreds of local providers with near-term availability.

How do I find a Medicare therapist in San Bernardino who specializes in my specific concern?

Rula's network includes 21,000+ licensed therapists representing over 180 clinical specialties, and you can filter specifically by providers who accept your Medicare plan. This solves a common San Bernardino challenge where you might find a therapist who takes Medicare or one who specializes in your concern, but rarely both. The search tool lets you narrow by insurance, specialty, availability, and whether you prefer video or in-person sessions.

Does Rula bill Medicare directly, or do I need to pay upfront and get reimbursed?

Rula bills your Medicare plan directly, which eliminates the administrative burden many San Bernardino Medicare members dread. You don't need to pay the full session cost upfront and wait for reimbursement checks, file claims yourself, or track paperwork. You pay only your verified copay at the time of your appointment, and Rula handles all the insurance coordination and billing behind the scenes.

Will therapy actually help if I'm using Medicare in San Bernardino?

Yes. 93% of Rula patients report feeling better about their symptoms after receiving care, and this outcome doesn't depend on which insurance you use. For San Bernardino Medicare members who've struggled with the insurance runaround, it's reassuring to know that once you're matched with a therapist, the quality of care is the same regardless of whether you're using Medicare, commercial insurance, or self-pay. Results come from the therapeutic relationship, not your payment method.

Quality care comes first at Rula

Quality care comes first at Rula

Continue exploring providers

A closer look at Rula’s mental health providers in California

Specialty

75

Gender

10

Race & Ethnicity

10

Therapy

5,250

Psychiatry

90

Hundreds of thousands of patients have found affordable, in-network mental health care with Rula

Insurance

$15 / session

Network

15,000+

Match

98%

Progress

93%

Additional therapy specialties and modalities

Find a therapist near you

We’re here when you need us

We’re here when you need us

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