How to find the right therapist in San Francisco, CA

When choosing a therapist in San Francisco, CA, it's best to reflect on what you’re looking for and ask yourself which of the following criteria are most important to you: Do they accept your insurance? Do you need a therapist who specializes in a specific mental health concern such as depression, anxiety, or trauma? Are you looking for someone to work with you individually? Or are you looking for someone to support you as a couple or family? Would you be more comfortable partnering with a therapist of a certain race, gender expression, sexual orientation, religious, or cultural background?

Can I use my insurance?

Yes! Therapists on the Rula platform are in-network with most major insurance plans. Rula patients typically pay $15 per session, although your individual cost may vary based on your insurance benefits and deductible. We’ll work with your insurance to confirm your estimated per-session cost before your first appointment. Ready to get started? Click here to browse available therapists who accept your insurance.

How do I know if therapy is right for me?

There’s no right or wrong reason to start therapy. Whether you’re seeking help navigating a life transition or managing symptoms of anxiety or depression, therapy is an effective treatment for many types of concerns – all you need is an open mind and a general sense of what you’d like to explore with a therapist. Still unsure? Head to our blog to learn more.

How soon can I meet with a therapist?

Therapists in Rula’s network are available to meet as soon as tomorrow. Click here to explore therapists and book your first session in minutes.

What should I consider when choosing a therapist?

It depends on your personal preferences and goals. Whether you’re seeking a therapist who specializes in certain mental health conditions, shares your ethnic background, or is available to meet at your preferred time – Rula makes it easy to search and filter by what matters most to you. If you don’t feel like your first choice was a match, don’t worry – we’ll help you switch to a different therapist in our network. Check out our blog post for more pointers on finding your best-fit therapist.

How do I know if I need therapy or psychiatry?

If you’re experiencing severe symptoms that interfere with your daily functioning, you may want to consider starting with a psychiatric provider who can assess your needs and prescribe medication if deemed necessary. If your symptoms are mild or moderate, therapy may be a better starting point. No matter where you begin your journey – your provider will work with you to develop a personalized treatment plan that’s based on your individual needs and concerns. Still unsure? Visit our blog to learn more about the differences.

Does Rula offer in-person appointments?

Currently, Rula offers in-person therapy in some states. For those living in other states, there are many benefits to online therapy!

Can Rula help me find a therapist?

Absolutely. Rula’s network of 10,000+ licensed providers represent more than 80 clinical specialties and a diverse range of backgrounds – making it easier to find the care you need. Once you provide us with some basic information, we’ll generate a curated list of in-network therapists who are licensed in your state and accepting new patients. From there, you can filter by what matters most to you and explore individual biographies until you find a match. Ready to get started?

What types of care can I access through Rula?

Providers in Rula’s network specialize in individual therapy, couples therapy, family therapy, and psychiatric care (i.e., medication management).

Who is eligible to access care through Rula?

Individuals aged 5 and older are eligible to receive care in any state where Rula is available.

How will I meet with my therapist?

Rula specializes in online therapy – giving you the flexibility to meet with your therapist from wherever you’re most comfortable. We’ll send you an appointment reminder containing a secure link to your scheduled Zoom session approximately 24 hours before your session.

Connect with Therapists who accept Centivo in San Francisco, CA

Book a session as soon as April 20

Quality care comes first at Rula

We regularly review providers to ensure quality

30+ therapists who accept Centivo

Quality care comes first at Rula

We regularly review providers to ensure quality

30+ therapists who accept Centivo

Oscar Armando

Recognized for high quality patient care

LMFT

•

12+ years

Licensed Marriage and Family Therapists (LMFTs), like Oscar Armando, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Oscar has a Master of Science Psychology (MSPSY) in Marriage and Family Therapy from California State University, Los Angeles.

Downey, CA

Specialties

Anxiety

Depression

Stress

Trauma and PTSD

Style

Exploratory

Warm

Curious

I am happy you decided to start the process of change. Let me tell you about myself, hoping you entrust me with guiding you to meet your goals. My approach to therapy is to ensure patients feel comfortable in sessions. I support my patients in exploring the root of their problems to elicit change.

Next appointmentFriday, Apr 24th

Available virtually

Pablo Chavarria

LCSW

Licensed Clinical Social Workers (LCSWs), like Pablo Chavarria, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Pablo has a Social Worker (SW) from California State University, Fresno.

Bakersfield, CA

Specialties

Addiction

Alcohol Use

Substance Use

Trauma and PTSD

Style

Outcome-oriented

Gentle

Supportive

I use a humanistic approach to therapy, engaging clients in a supportive, genuine, and empathic manner. I enjoy being interactive and have training in many therapeutic approaches including CBT, problem-solving, supportive psychodynamic therapy, Motivational Interviewing, EMDR, Hypnotherapy, Play therapy, and Guided Imagery.

Next appointmentTuesday, Apr 21st

Available virtually

St Clair Alexander

Recognized for high quality patient care

LMFT

•

10+ years

Licensed Marriage and Family Therapists (LMFTs), like St Clair Alexander, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

St Clair has a Master of Science (MS) in Marriage and Family Therapy from Loma Linda University.

Moreno Valley, CA

Specialties

Divorce

Family Conflict

Relationship Issues

Style

Directive

Attuned

Supportive

I came to the profession with experience in pastoral care and counseling. I delight in doing premarital counseling, guiding couples through their marital problems and adjustments, helping divorced people manage their emotional and parenting issues, and working with individuals to sort out their personal and relational issues and problems.

Next appointmentTomorrow

Available virtually

Eric Burnell

Recognized for high quality patient care

LCSW

•

2+ years

Licensed Clinical Social Workers (LCSWs), like Eric Burnell, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Eric has a Master of Social Work (MSW) from California State University, Long Beach.

Corona, CA

Specialties

Mood Disorders

Substance Use

Style

Directive

Approachable

Collaborative

I believe in a collaborative approach to therapy, working to identify and address challenges impacting your life and preventing you from achieving your goals. Whether you're struggling with a specific issue or feeling stuck, I will provide the guidance, tools, and resources you need to navigate toward a happier and more fulfilling life.

Next appointmentSaturday, Apr 25th

Available virtually

Beverly Chevalier

Recognized for high quality patient care

LCSW

•

14+ years

Licensed Clinical Social Workers (LCSWs), like Beverly Chevalier, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Beverly has a Master of Social Work (MSW) from Springfield College.

California

Specialties

Anxiety

Relationship Issues

Stress

Trauma and PTSD

Style

Responsive

Warm

Affirming

I engage a holistic mind, body, and spirit approach with racially, economically, sexually, and culturally diverse clients. You'll gain awareness, understanding, and skills to manage troubling thoughts, emotions, and behaviors stemming from adverse or traumatic experiences that interfere with leading a healthy, well-functioning life.

Next appointmentMonday, Apr 27th

Available virtually

Maria Reyes

Recognized for high quality patient care

LMFT

•

4+ years

Licensed Marriage and Family Therapists (LMFTs), like Maria Reyes, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Maria has a Masters of Arts (MA) in Psychology from Marriage and Family Therapy - Phillips Graduate Institute.

Tehachapi, CA

Specialties

Anxiety

Depression

Life Transitions

Relationship Issues

Stress

Style

Exploratory

Attuned

Motivational

I work with individuals who are struggling with anxiety, depression, and phase of life issues through an individual approach. I implement elements of CBT, Trauma-focused, and Family Systems.

Next appointmentThursday, Apr 23rd

Available virtually

Carina Garsilazo

Recognized for high quality patient care

LCSW

Licensed Clinical Social Workers (LCSWs), like Carina Garsilazo, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Carina has a Master of Social Work (MSW) from California State University, Fresno.

Hanford, CA

Specialties

Anxiety

Depression

Grief

Life Transitions

Style

Responsive

Approachable

Collaborative

I specialize in working with children and adults navigating transitions, depression, anxiety, trauma, or feeling stuck. My therapy approach is client-centered, so I tailor treatment and each session to your unique goals and needs. I'm here to provide a safe and supportive environment where you can be yourself as you heal.

Next appointmentMonday, Apr 27th

Available virtually

Alina Hetherman

Recognized for high quality patient care

LMFT

Licensed Marriage and Family Therapists (LMFTs), like Alina Hetherman, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Alina has a Master of Science (MS) in Counseling/Marriage and Family Therapy from California State University, Northridge.

California

Specialties

Anxiety

Depression

Stress

Style

Practical

Candid

Curious

I'm passionate about helping people learn to cope with emotional and mental challenges to live healthy, full lives. When you're better able to manage your own life, your relationships with others improve as well. I want to help you find a healthy perspective on life's challenges and learn useful coping skills to manage them.

Next appointmentWednesday, Apr 22nd

Available virtually

Shawanda Crawford

Recognized for high quality patient care

LMFT

Licensed Marriage and Family Therapists (LMFTs), like Shawanda Crawford, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Shawanda has a Master of Science Psychology (MSPSY) from The Chicago School of Professional Psychology.

Los Angeles, CA

Specialties

Anxiety

Behavioral Issues

Coping Skills

Depression

Self Esteem

Style

Responsive

Warm

Supportive

When individuals find themselves suffering from debilitating mental health disorders and/or dual diagnoses, they often feel lost and unsure of where to turn for help and understanding. I am deeply passionate about helping people process negative experiences and traumatic stressors that can significantly impact daily functioning.

Next appointmentTomorrow

Available virtually

Ola Ojeikere

LCSW

•

3+ years

Licensed Clinical Social Workers (LCSWs), like Ola Ojeikere, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Ola has a Master of Social Work (MSW) Adult Mental Health from University of Southern California.

Lynwood, CA

Specialties

Anxiety

Depression

Obsessive-Compulsive (OCD)

Self Esteem

Trauma and PTSD

Style

Outcome-oriented

Warm

Supportive

Do you feel pulled, stressed, and hopeless, unable to find balance? Are you struggling to maintain relationships, work, and mental health? I help diverse individuals manage life stressors and avoid burnout. Together, we'll identify what's not working and get you back to balance using a holistic approach for mind, body, and spirit.

Next appointmentTuesday, Apr 21st

Available virtually

Joel Herrera

LMFT

Licensed Marriage and Family Therapists (LMFTs), like Joel Herrera, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Joel has a Master of Arts (MA) in Counseling Psychology from National University.

California

Specialties

Anxiety

Coping Skills

Depression

Relationship Issues

Self Esteem

Style

Exploratory

Approachable

Affirming

I believe the journey to greater mental health is a worthy process. Everyone's path is different, and yet we are all on the same journey. My intention is to invite open, genuine conversations that help you connect with your truth.

Next appointmentTuesday, Apr 21st

Available virtually

Sonja Meyer

Recognized for high quality patient care

LMFT

•

1+ years

Licensed Marriage and Family Therapists (LMFTs), like Sonja Meyer, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Sonja has a Masters of Arts (MA) in Marriage and Family Therapy from Fresno Pacific University.

Visalia, CA

Specialties

Anxiety

Depression

Grief

Life Transitions

Stress

Style

Directive

Gentle

Collaborative

The heart of my work is creating a warm, caring space where you can express yourself without judgment. I work best with people experiencing grief, depression, anxiety, life transitions, and relationship difficulties. Using a kind, gentle approach, I help you gain deeper self-knowledge so you can let go of harmful patterns keeping you stuck.

Next appointmentMonday, Apr 27th

Available virtually

Ola Adams-Best

LCSW

Licensed Clinical Social Workers (LCSWs), like Ola Adams-Best, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Ola has a Master of Social Worker at California State University, Sacramento.

Sacramento, CA

Specialties

Relationship Issues

Style

Responsive

Warm

Collaborative

I have a practice in California and have provided individual therapy with clients for over 15 years. At this time, I am currently accepting clients via telehealth. In my practice, it has been my privilege to work with individuals from diverse backgrounds; many are ready to address challenging life events and/or relationships.

Next appointmentTuesday, Apr 21st

Available virtually

Monica Ditta

Recognized for high quality patient care

LMFT

•

1+ years

Licensed Marriage and Family Therapists (LMFTs), like Monica Ditta, are mental health professionals trained in family systems who can diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Monica has a Master of Arts (MA) in Marriage and Family Therapy from Alliant International University.

Lake Elsinore, CA

Specialties

Anxiety

Child Abuse or Neglect

Depression

Domestic Violence

Grief

Style

Outcome-oriented

Approachable

Collaborative

I specialize in supporting domestic violence survivors. Together, we can build healing opportunities and a stronger path to your future.

Next appointmentSaturday, Apr 25th

Available virtually

Arturo Reyes Ocampo

LCSW

•

8+ years

Licensed Clinical Social Workers (LCSWs), like Arturo Reyes Ocampo, are social workers trained to diagnose and treat mental health issues and substance misuse with psychotherapy and counseling.

Arturo has a Master of Social Work (MSW) Mental Health and Military Social Work from University of Southern California and a Bachelor of Arts (BA) in Early Childhood Development from Fresno Pacific University.

National City, CA

Specialties

Anxiety

Depression

Life Transitions

Trauma and PTSD

Style

Responsive

Attuned

Motivational

I hold a Master's in Social Work, specializing in Mental Health and Military Social Work. My approach focuses on assisting individuals, families, and children in overcoming trauma, building resilience, and fostering healthier relationships.

Next appointmentTomorrow

Available virtually

Continue exploring providers

See more providers

Previous providers

A closer look at Rula’s mental health providers in California

Specialty

Our providers specialize in a wide range of mental health needs, so you get care that truly fits you.

75

clinical specialties represented

Gender

You deserve a provider who understands your identity. Rula providers offer care that’s inclusive and affirming.

10

gender identities represented

Race & Ethnicity

Our providers represent a variety of backgrounds and cultures. Find providers who share or respect your lived experiences.

10

ethnicities represented across Rula providers

Therapy

Whether it’s stress, relationships, or personal growth, our therapists help you navigate what matters.

5,247

offer therapy

Psychiatry

Medication can be a key part of care. Our psychiatric providers offer expert guidance on what’s right for you.

90

offer medication management

Hundreds of thousands of patients have found affordable, in-network mental health care with Rula

Insurance

After you select a provider, we’ll send you a personalized cost estimate before your first session—so you’ll know what to expect.

$15 / session

typical cost patients pay through Rula

Nationwide coverage:

After you select a provider, we’ll send you a personalized cost estimate before your first session—so you’ll know what to expect.

100+ insurance plans accepted

140M total lives covered

Millions of sessions completed

Network

We hold providers to high clinical standards so you can trust the care you receive.

15,000+

licensed providers

Match

The right provider makes all the difference. We help you find someone who truly fits your needs—the first time.

98%

of searches result in an exact match

Progress

Care should make a difference. Our approach helps you track progress you can feel.

93%

of patients report feeling better after treatment through Rula

Additional therapy specialties and modalities

Sex Therapy Trauma and PTSD Anxiety EMDR Dialectical (DBT)

Psychiatry Couples Family Children therapy Preteen therapy Teen therapy

Male therapists Female therapists Spanish-speaking therapists Black or African American therapists Asian therapists Hispanic or Latinx therapists

Finding Centivo coverage in San Francisco

Still looking for a Centivo therapist in San Francisco, California?

When you're looking for a Centivo therapist in San Francisco, coverage clarity shouldn't be part of your search. Too often, calls to therapy offices hit the same obstacle: "We'll verify your Centivo coverage at your first session," or worse, "We're not sure if we're in-network." Through Rula, that uncertainty ends. Rula accepts Centivo and verifies your coverage upfront, so you know exactly what you'll pay before your first appointment.

Centivo members through Rula typically pay $15 per session, though your exact cost depends on your specific plan and deductible. The process is straightforward: sign up, browse therapists available across San Francisco, select someone who fits, and schedule within minutes. Rula's network includes hundreds of providers in your area, and if self-pay works better for you, upfront pricing is available for that option too.

You can meet via telehealth as soon as tomorrow, or find an in-person provider in neighborhoods like the Mission, Sunset, or Hayes Valley depending on where you live or work. Most Rula patients schedule their first appointment within days. Get verified coverage now and start your search.

FAQs

Does Rula accept my Centivo plan?

Yes, Rula accepts Centivo. In San Francisco, where finding an in-network therapist can feel like the difficult part, Rula's coverage verification is upfront. When you sign up, we confirm your Centivo eligibility and coverage before you book, so there's no uncertainty at your first session. Centivo members through Rula have access to hundreds of therapists across the city.

What will I actually pay out-of-pocket with Centivo through Rula?

Centivo members through Rula typically pay $15 per session. Your exact cost depends on your individual plan and deductible status. Before your first appointment, we provide a personalized estimate of what you'll pay, which is crucial in San Francisco where cost certainty helps you budget alongside high living expenses. No surprise bills after your appointment.

What if I haven't met my Centivo deductible yet?

If your deductible hasn't been met, you'll pay more per session until you satisfy it, then your Centivo copay of $15 applies. Rula calculates this for you upfront. In San Francisco's expensive environment, knowing your deductible status before therapy starts helps you plan financially. We handle all the insurance complexity so you focus on getting help.

How do I verify my Centivo coverage before my first session?

Rula verifies your Centivo coverage automatically when you sign up. We check your eligibility, copay amount, and deductible status in minutes. In San Francisco, where calling offices and waiting days for coverage confirmation is typical, Rula's upfront verification eliminates that frustration. You'll know your exact costs and be ready to book before you ever talk to a therapist.

Can I see a Centivo therapist in-person in San Francisco, or is it telehealth only?

Rula offers both in-person and telehealth therapy with Centivo. If telehealth works better for your schedule, appointments are available as soon as tomorrow. For in-person sessions, you can find providers across San Francisco neighborhoods like the Mission, Sunset, and Hayes Valley depending on where you live or work. Both options use the same $15 copay.

What types of therapists accept Centivo in San Francisco?

Rula's network includes 21,000+ providers representing 180+ clinical specialties. Through Rula, you can find Centivo therapists in San Francisco who specialize in anxiety, depression, ADHD, trauma, couples therapy, and more. You can filter by specialty and modality to match your needs rather than calling individual offices and hitting dead ends. Selection takes minutes, not weeks.

Does Rula bill Centivo directly, or do I pay and get reimbursed?

Rula bills Centivo directly. You pay your $15 copay at your appointment, and Rula handles all billing and claims with Centivo. In San Francisco, where managing healthcare paperwork feels like an extra burden on top of everything else, direct billing means you skip the reimbursement hassle and avoid surprise bills. Your coverage stays simple and transparent.

How long does it take to see results with therapy, and how quickly can I start?

Most Rula patients schedule their first appointment within days of signing up. While results vary by person and condition, 93% of Rula patients report feeling better about their symptoms after receiving care. Many report noticing progress after just three sessions. In San Francisco's fast-paced environment, getting started quickly and seeing measurable results matters.

Quality care comes first at Rula

Quality care comes first at Rula

Continue exploring providers

A closer look at Rula’s mental health providers in California

Specialty

75

Gender

10

Race & Ethnicity

10

Therapy

5,247

Psychiatry

90

Hundreds of thousands of patients have found affordable, in-network mental health care with Rula

Insurance

$15 / session

Network

15,000+

Match

98%

Progress

93%

Additional therapy specialties and modalities

Find a therapist near you

We’re here when you need us

We’re here when you need us

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