Finding a therapist can be challenging due to barriers like provider shortages, cost, and a confusing healthcare system.
These challenges can delay care and make it harder to manage symptoms or get the support you need.
Small, practical steps can help you move forward and find care that feels like the right fit.
If you’ve been asking yourself why it’s so hard to find a therapist, you’re not alone. Many people run into long waitlists or confusing insurance rules. Others have a hard time finding a therapist who feels like the right fit. The process can feel frustrating and overwhelming.
These challenges can affect your mental health in real ways. Delays in care can make symptoms harder to manage. The process itself can feel draining. Over time, it may even make it harder to ask for help again.
This process can feel so difficult for many reasons. Understanding these barriers can help you make sense of your experience and find a path forward.
There aren’t enough therapists available
There’s a nationwide shortage [1] of mental health providers. Demand for therapy has grown quickly, but the number of therapists hasn’t kept up. More than 120 million people in the U.S. live in areas with a shortage of mental health professionals [2]. In areas with therapists, many providers have full caseloads or aren’t accepting new clients.
What this can look like:
Long waitlists [3]
Limited appointment times
Reaching out and not hearing back
Delays in care can make symptoms harder to manage. Over time, the process itself can feel discouraging. Many people who want support never receive it due to access barriers.
Here’s what you can do:
Widen your search beyond your immediate area, if possible.
Get on a waitlist, even if it feels far out.
Try teletherapy platforms.
Cost and insurance make it hard to access care
Therapy can be expensive. Many therapists don’t accept insurance, and some that do may be out of network. Research shows that about one-third of therapists in the U.S. don’t accept insurance [4], which limits in-network options.
What this can look like:
High session costs
Limited in-network options
Confusing coverage
Cost is one of the most common barriers to care. Studies show that more than half of U.S. adults with mental health concerns report affordability as a barrier [5], and many delay or avoid treatment because of it.
Here’s what you can do:
Check your insurance benefits before starting your search.
Ask providers about sliding-scale fees.
Look for community clinics or low-cost services.
It’s hard to know where to start
Finding mental health support isn’t always straightforward. With so many directories, platforms, and types of providers, it can be hard to know who’s qualified or what kind of therapy you need.
Mental health care isn’t always explained in a clear or consistent way. Many people also describe the healthcare system as confusing or hard to navigate [6]. This can all make it harder to take the first step.
What this can look like:
Too many options and no clear starting point
Confusion about credentials or therapy types
Feeling overwhelmed by the search process
Research shows [7] that many people report not knowing where to go or how to find mental health services, even when they want help. The more options you look at, the harder it can feel to choose. Over time, this can delay care or make it easier to give up on the search.
Here’s what you can do:
Start with one directory or platform instead of many.
Focus on a few key factors, like location, cost, or specialty.
Ask your primary care provider or someone you trust for a referral.
Remind yourself that you don’t need to find the “perfect” therapist right away.
Finding the right therapist can feel overwhelming and emotional
Even when you find available and affordable options, finding the right therapist can take time. Therapy is personal. It involves trust, comfort, and feeling understood. Not every provider will be the right fit, and that’s a normal part of the process.
What this can look like:
Meeting with a therapist and not feeling a connection
Trying multiple providers before finding a good fit
Repeating your story over and over
Feeling unsure how much to share or when to trust
This process can feel exhausting. Each new intake requires time, energy, and emotional effort. Some people may feel discouraged after a few attempts. Research shows that the relationship between a client and therapist is one of the strongest predictors of positive outcomes [8], which is why finding the right fit matters.
Emotional barriers can also play a role. Opening up to a new therapist can feel vulnerable. Past experiences, stigma, or fear of judgment can make it harder to find a therapist or continue care.
Here’s what you can do:
Expect some trial and error when finding the right fit.
Ask for brief consult calls before committing.
Pay attention to how you feel after a session, not just during it.
Go at your own pace when sharing personal information.
The care you need, when you need it
Learn how Rula can support your mental health journey
A strong sign of a good fit is when the therapist shows a real understanding of your background without you having to over-explain it. They ask thoughtful, relevant questions and reflect things back in a way that feels accurate and respectful. You may feel seen, not just listened to.

Brandy Chalmers, LPC
Clinical reviewer
Find care with Rula
Finding a therapist can feel frustrating and overwhelming, especially with barriers like availability and cost. These challenges are real — but they don’t mean support is out of reach. With the right steps and some persistence, many people find care that works for them.
At Rula, we’re here to help you feel better. Rula makes it easy to find a licensed therapist or psychiatric provider who takes your insurance. That way, you don’t have to choose between great care and a price you can afford.
Rula patients pay about $15 per session with insurance, and 93% say they feel better after getting care through Rula. We have 21,000+ providers, and appointments are available as soon as tomorrow. We’re here to help you take the next step — wherever you are in your mental health journey.
References
- A Workforce Under Pressure: Preparing the Behavioral Health Workforce for Today and Tomorrow https://www.thenationalcouncil.org/behavioral-health-workforce-under-pressure-preparing-today-tomorrow/
- Mental Health Providers https://www.countyhealthrankings.org/health-data/community-conditions/health-infrastructure/clinical-care/mental-health-providers?year=2025
- Mental health care is in high demand. Psychologists are leveraging tech and peers to meet the need https://www.apa.org/monitor/2024/01/trends-pathways-access-mental-health-care
- Insurance acceptance and cash pay rates for psychotherapy in the US https://pmc.ncbi.nlm.nih.gov/articles/PMC11412241/
- Barriers to healthcare access among U.S. adults with mental health challenges: A population-based study https://pmc.ncbi.nlm.nih.gov/articles/PMC8214217/
- Exploring Barriers to Mental Health Care in the U.S. https://www.aamc.org/about-us/mission-areas/clinical-care/exploring-barriers-mental-health-care-us
- New Report Reveals Barriers to Mental Health Treatment for Nearly One Million New York City Adults https://www.nyc.gov/site/doh/about/press/pr2025/report-reveals-mh-treatment-barriers-for-nearly-one-million.page
- Psychotherapy and Therapeutic Relationship https://www.ncbi.nlm.nih.gov/books/NBK608012/
Rula’s editorial process
Rula’s editorial team is on a mission to make science-backed mental health insights accessible and practical for every person seeking to better understand or improve mental wellness.
Members of Rula’s clinical leadership team and other expert providers contribute to all published content, offering guidance on themes and insights based on their firsthand experience in the field. Every piece of content is thoroughly reviewed by a clinician before publishing.




