Find a substance use therapist covered by insurance
- 22,000+ licensed therapists who specialize in substance use therapy — covered by insurance
- In-network with 180+ insurance plans — average copay $15/session
- Online or in-person appointments available as soon as tomorrow
“I chose my therapist due to her specialization in substance use disorders, and she seemed approachable and friendly in her picture. During our sessions, she has done an excellent job of balancing active listening with poignant questions to help me realize patterns that I have been stuck in.”
Rula patient · Individual therapy
You’re covered.
How to find a substance use therapist with Rula
Find substance use therapists in your state
Browse licensed therapists covered by insurance
Care on your terms
With Rula, you’re not just finding care – you’re finding the right care for your needs.
21,000+
licensed providers with diverse backgrounds and specialties
180+
clinical specialties and modalities offered
98%
find a provider that meets their unique preferences
93%
report feeling better about their symptoms after receiving care through Rula*
Millions of successful sessions and counting
Substance use therapy with Rula
Yes. Rula is in-network with 180+ plans, and many insured patients pay between $0 and $25 per session for outpatient therapy. Coverage specifics depend on your plan.
Most insured Rula patients pay a low copay — around $15 on average per session. Your exact cost depends on your plan, and you'll see it before booking.
Rula is focused on in-network care. If you don't have coverage, our team can help you explore self-pay options when you sign up.
Rula accepts 180+ plans, including Blue Cross Blue Shield, Aetna, Cigna, UnitedHealthcare, Humana, and many regional carriers. You can confirm coverage at sign-up.
Appointments may be available as soon as tomorrow, and many patients meet with a provider within 5 days.
Rula offers substance use therapy by video, phone, and in-person where available. You can filter by the format that works best for your life.
No. Most plans don't require a referral for outpatient therapy through Rula. You can sign up and book directly.
Therapists provide talk therapy to help you work through emotional challenges, develop coping strategies, and change behavioral patterns. Therapy sessions are typically 50-60 minutes.
Psychiatrists are medical doctors who can prescribe medication for mental health conditions. They often combine medication management with brief therapy sessions.
Many patients benefit from both: therapy for ongoing support and skill-building, plus psychiatry for medication when needed. Your Blue Cross Blue Shield coverage includes both services through Rula.
Yes. Your sessions are completely confidential—your therapist cannot share information about your care with your insurance carrier, your employer, or anyone else without your written consent.
Limited exceptions where therapists must report include:
Risk of harm to yourself or others
Suspected child or elder abuse
Court order (rare situations)
Your therapist will discuss confidentiality and privacy during your first session so you know exactly what to expect.
Yes! Mental health therapy is a qualified medical expense for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use pre-tax dollars for:
Therapy session copays
Deductible payments
Coinsurance amounts
Rula provides detailed receipts compatible with HSA/FSA requirements.
Answer a few questions about your symptoms and preferences, and Rula will match you with licensed providers. You can review profiles and book in one flow.
Yes. You can request a new provider anytime — no awkward conversation required. In a recent patient survey, 94% of Rula patients said they found a provider they felt comfortable with.
Timelines vary, but in a recent patient survey, 93% of Rula patients said they felt better, and many report noticing improvement within about 3 sessions.
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