Find a suicidal ideation therapist covered by insurance

Yes. Rula is in-network with 180+ plans, and many insured patients pay between $0 and $25 per session for outpatient therapy. Coverage specifics depend on your plan.

Most insured Rula patients pay a low copay — around $15 on average per session. Your exact cost depends on your plan, and you'll see it before booking.

Rula is focused on in-network care. If you don't have coverage, our team can help you explore self-pay options when you sign up.

Rula accepts 180+ plans, including Blue Cross Blue Shield, Aetna, Cigna, UnitedHealthcare, Humana, and many regional carriers. You can confirm coverage at sign-up.

Appointments may be available as soon as tomorrow, and many patients meet with a provider within 5 days.

Rula offers therapy by video, phone, and in-person where available. You can filter by the format that works best for your life.

No. Most plans don't require a referral for outpatient therapy through Rula. You can sign up and book directly.

Therapists provide talk therapy to help you work through emotional challenges, develop coping strategies, and change behavioral patterns. Therapy sessions are typically 50-60 minutes.

Psychiatrists are medical doctors who can prescribe medication for mental health conditions. They often combine medication management with brief therapy sessions.

Many patients benefit from both: therapy for ongoing support and skill-building, plus psychiatry for medication when needed. Your Blue Cross Blue Shield coverage includes both services through Rula.

Yes. Your sessions are completely confidential—your therapist cannot share information about your care with your insurance carrier, your employer, or anyone else without your written consent.

Limited exceptions where therapists must report include:

• Risk of harm to yourself or others

• Suspected child or elder abuse

• Court order (rare situations)

Your therapist will discuss confidentiality and privacy during your first session so you know exactly what to expect.

Yes! Mental health therapy is a qualified medical expense for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use pre-tax dollars for:

• Therapy session copays

• Deductible payments

• Coinsurance amounts

Rula provides detailed receipts compatible with HSA/FSA requirements.

Answer a few questions about your symptoms and preferences, and Rula will match you with licensed providers. You can review profiles and book in one flow.

Yes. You can request a new provider anytime — no awkward conversation required. In a recent patient survey, 94% of Rula patients said they found a provider they felt comfortable with.

Timelines vary, but in a recent patient survey, 93% of Rula patients said they felt better, and many report noticing improvement within about 3 sessions.