BetterHelp is therapy-only with a subscription model: At $280–$400/month, BetterHelp offers one weekly live session plus unlimited messaging with 35,000+ therapists but no psychiatry or medication management.
Headspace provides a full continuum of care: From self-guided meditation to therapy and psychiatry with medication management, Headspace offers comprehensive support with most insured members paying $0–$35 per session.
Insurance coverage differs significantly: Headspace partners directly with major insurers like Aetna, BCBS, Cigna, and Anthem, while BetterHelp has limited, location-dependent insurance acceptance.
Communication options vary by platform: BetterHelp offers video, phone, live chat, and unlimited messaging between sessions; Headspace provides video-only therapy with no between-session therapist messaging.
Rula as another option: Rula combines therapy and psychiatry across a large network of 21,000+ providers, accepting most major insurance plans and offering virtual and in-person care with clear upfront costs for many patients.
Finding the right mental health platform for online therapy can be complicated. When comparing options like BetterHelp and Headspace, the differences in pricing models, insurance acceptance, and available services can feel overwhelming — especially when you're already navigating the challenge of seeking support.
These two platforms take fundamentally different approaches: BetterHelp offers subscription-based therapy with unlimited messaging, while Headspace provides a full spectrum of care from meditation to psychiatry. In this guide, we'll break down their features, costs, and clinical outcomes so you can make an informed choice about your mental healthcare.
You could also consider Rula when exploring mental healthcare options. Rula works with a nationwide network of over 21,000 licensed providers, accepts most major insurance plans, and offers both therapy and psychiatry through virtual and in-person appointments. With insurance, many patients pay around $15 per session.
BetterHelp vs. Headspace: Differences at a glance
BetterHelp and Headspace offer different approaches to mental health support. BetterHelp focuses exclusively on subscription-based online therapy with licensed therapists, while Headspace offers a comprehensive care from self-guided meditation to professional therapy and psychiatry services. If you're trying to find a therapist, understanding these core differences is the first step in deciding which platform might be right for you.
Average cost per session:
BetterHelp: $70-$100 per week for a subscription that includes one live session and unlimited messaging; average $23 copay per session
Headspace: $0-$35 per session with insurance; $149 per session without insurance in a pay-as-you-go model
Number of providers:
BetterHelp: 35,000 therapists
Headspace: No specific provider count is publicly available
Modes of communication:
BetterHelp: Video, phone, live chat, and unlimited asynchronous messaging with a therapist
Headspace: Video sessions for therapy and text-based sessions for coaching
Services offered:
BetterHelp: Individual therapy only; couples and teen counseling are available through its sister companies, Regain and Teen Counseling
Headspace: A comprehensive range of services including guided meditation, sleep content, mental health coaching, therapy, and psychiatry with medication management
Insurance acceptance:
BetterHelp: Partnered with major insurance carriers in 17 states (including Virginia, Washington, D.C., Maryland, Texas, Florida, New York, Arkansas, Indiana, and Pennsylvania)
Headspace: Partnered with major insurers like Aetna, Blue Cross Blue Shield, Cigna, and Anthem, as well as select Medicare Advantage and managed Medicaid plans
States covered:
BetterHelp: All 50 states and Washington, D.C.
Headspace: All 50 U.S. states and Washington, D.C.
Number of specialties offered:
BetterHelp: Over 20 clinical specialties, including depression, anxiety, trauma, and ADHD
Headspace: Primary focus on anxiety, depression, stress, relationships, sleep, and grief
Inclusivity and patient focus:
BetterHelp: Specific inclusivity programs not explicitly described, but patients can indicate identity preferences for providers
Headspace: 54% of its coaches identify as BIPOC, and it offers language support beyond English
Virtual-only or virtual + in-person availability:
BetterHelp: Virtual-only
Headspace: Virtual-only for most therapy; in-person therapy is available for children and teens only through parent or guardian EAP programs
The care you need, when you need it
Learn how Rula can support your mental health journey
BetterHelp at a glance
Founded in 2013, BetterHelp operates on a subscription-based model designed to provide therapy in a convenient online format. With a network of 35,000 licensed therapists available in all 50 states, the platform connects adults 18 and older with providers for individual therapy through video, phone, live chat, and unlimited messaging.
The platform's subscription costs $70-$100 per week, which includes one live session and unlimited messaging. The matching process typically connects you with a therapist within 24 to 48 hours, and you can switch providers at any time for no additional cost.
Headspace at a glance
Headspace positions itself as an "everyday mental health companion." Founded in 2010, its mission is to provide every person with access to lifelong mental health support through a full spectrum of services. This integrated model ranges from self-guided tools, like its library of over 1,000 guided meditations, to professional support including coaching, therapy, and psychiatry services.
The platform's pricing is twofold: therapy sessions cost $0-$35 with insurance or $149 per session without insurance in a pay-as-you-go model, while the app subscription for meditation and mindfulness content is separate. In addition to therapy, Headspace offers text-based mental health coaching and an Ebb AI companion for between-session support. Headspace partners with major insurance providers in all 50 states and emphasizes cultural diversity, with 54% of its coaches identifying as BIPOC.
Rula at a glance
Rula is a mental health platform founded in 2019 that helps people find licensed therapists covered by insurance and schedule care through its platform. With a nationwide network of 21,000+ providers across all 50 states and Washington, D.C., Rula connects patients to appointment-based care rather than a subscription model, with sessions available via live video (Zoom) and in-person therapy at provider offices.
Rula offers multiple types of care, including individual therapy, couples therapy, family therapy, child therapy (ages 5+), teen therapy, and psychiatry (medication management) for people age 13 and older. It verifies insurance and confirms an estimated out-of-pocket cost before the first appointment; with insurance, patients typically pay about $15 per session. The sign-up process takes as little as three minutes — you'll receive a curated list of in-network providers and can filter by specialty, gender, ethnicity, and other preferences to find the right fit.
Clinical outcomes and how they compare
Clinical outcomes and evidence-based approaches are essential indicators of whether a mental health platform delivers real, measurable results. Both BetterHelp and Headspace track their performance, but they use different methods and report on different metrics.
BetterHelp clinical outcomes
Based on published 2024 outcomes data, BetterHelp reports that 72% of clients experience a reduction in symptoms after receiving care, 69% achieve reliable improvement, and 62% reach symptom remission.
Headspace clinical outcomes
Headspace reports specific clinical outcomes for common mental health conditions. According to its data, 72% of members experience reduced anxiety symptoms within six weeks of treatment. Similarly, 75% of members report reduced depression symptoms within the same six-week timeframe, demonstrating effectiveness in a relatively short period.
Rula clinical outcomes
Rula also tracks outcomes focused on symptom improvement and provider fit. Across the platform, 93% of patients report feeling better, 94% feel comfortable with their provider, and 98% say they found a provider who met their needs — results that are more than 10% stronger than national benchmarks on average.
Cost and insurance coverage
The two platforms have very different approaches to cost and insurance. BetterHelp operates primarily on a self-pay subscription model with limited insurance options, while Headspace partners directly with major insurance providers to offer session-based pricing.
Insurance plans accepted
BetterHelp works with select insurance carriers in 17 states, but it does not publicly list specific in-network plans. For accurate information, you can check your insurance details directly with BetterHelp.
Headspace partners with most major insurers across the U.S., including
Aetna
Blue Cross Blue Shield
Cigna
Anthem
UnitedHealthcare
Optum
Headspace is also in-network with select Medicare Advantage plans (Part C) and managed Medicaid care plans.
Rula is another option if you want to use insurance and understand your costs upfront. Therapists on Rula are in-network with many major plans, including Aetna, Anthem, most Blue Cross Blue Shield plans, Cigna, Kaiser Permanente, Optum Behavioral Health, Oscar, and UnitedHealthcare. Rula also accepts Medicare (including Medicare Advantage and Medicare fee-for-service) and managed Medicaid coverage for select states and insurers — and it provides an estimated out-of-pocket cost before your first appointment.
Out-of-pocket costs (with insurance)
BetterHelp is in-network with major insurance carriers in 17 states. If your plan is accepted, you typically pay an average copay of $23. Since coverage availability and exact costs vary depending on your plan and location, be sure to verify your benefits directly to get an accurate estimate.
With Headspace, most members who use their insurance pay a copay between $0 and $35 per session. The platform operates on a pay-as-you-go model for therapy, so you only pay for the sessions you book. It's important to verify coverage and pricing directly with your insurer, as costs can vary by plan.
HSA/FSA eligibility
Both BetterHelp and Headspace accept health savings account (HSA) and flexible spending account (FSA) cards for payment. BetterHelp is recognized as an eligible expense by most HSA/FSA providers. Headspace members can pay directly with their cards, but may require a Letter of Medical Necessity (LMN) from a provider to qualify.
Self-pay pricing
BetterHelp operates on a subscription model. The cost ranges from $70 to $100 per week, billed every four weeks. Financial aid with discounted rates is available for eligible clients, particularly those who are unemployed or low income.
Headspace has a standard self-pay rate of $149 per session (note that the session cost does not include the app subscription cost).
Mental health services offered
The range of services a platform offers determines whether it can meet your specific needs, from different therapy approaches to medication management. BetterHelp focuses exclusively on therapy, while Headspace provides a full spectrum of mental health support.
Treatment approaches offered by BetterHelp
BetterHelp connects users with therapists who specialize in over 20 clinical areas and use various evidence-based methods.
Therapy modalities and specializations include:
Cognitive behavioral therapy (CBT)
Dialectical behavior therapy (DBT)
Acceptance and commitment therapy (ACT)
Mindfulness-based approaches (e.g., MBCT)
Psychodynamic therapy
Interpersonal therapy (IPT)
Solution-focused brief therapy (SFBT)
Motivational interviewing (MI)
Exposure-based therapies for anxiety and OCD (e.g., ERP)
Person-centered/humanistic therapy
Attachment-based and narrative therapies
Keep in mind that BetterHelp does not offer medication management or psychiatry services.
Treatment approaches offered by Headspace
Headspace offers a multi-layered approach to mental wellness, combining self-guided tools with professional clinical care. In addition to its wellness content and mental health coaching, Headspace offers the following therapy approaches:
Cognitive behavioral therapy (CBT)
Acceptance and commitment therapy (ACT)
Dialectical behavior therapy (DBT)
Psychodynamic therapy
Interpersonal therapy
Medication management is also available with licensed psychiatric practitioners.
Treatment approaches offered by Rula
Rula’s provider network covers more than 180 clinical specialties and evidence-based modalities, making it easier to find care that aligns with your specific needs and background.
Common approaches used by providers on Rula include:
Trauma-focused therapy, including EMDR and prolonged exposure
Internal family systems (IFS)) and attachment-based approaches
Couples and family therapies, such as the Gottman Method and emotionally focused therapy (EFT))
Mindfulness-based and somatic therapies
Depending on your needs, you can search for support for concerns like anxiety, ADHD, autism, trauma and PTSD, OCD, and addiction. Rula also offers medication management through licensed psychiatric mental health nurse practitioners (PMHNPs) for people ages 13 and older.
Inclusivity and specialized care
Finding a provider who understands your unique background, identity, and experiences is essential for effective therapy. Inclusivity includes provider diversity, language options, and specialized expertise for different populations.
BetterHelp inclusivity and specialization overview
Licensure types: BetterHelp's network consists of 35,000 licensed therapists and mental health professionals. The platform does not include psychiatrists or other providers who can prescribe medication.
Specializations offered: The platform covers over 20 clinical specialties, including common concerns like depression, anxiety, trauma, and ADHD. Users can be matched with a therapist based on their specific needs.
Languages available: While BetterHelp has therapists located internationally, it does not provide a specific list of supported languages for therapy sessions.
Inclusivity factors: The platform does not state an explicit LGBTQ+ affirming program or describe a formal cultural competency standard. Teen services for ages 13-19 are available through its sister site, Teen Counseling.
Headspace inclusivity and specialization overview
Licensure types: Headspace providers include nationally board-certified mental health coaches, licensed therapists, and psychiatric practitioners who can provide medication management.
Specializations offered: The platform's primary specialty areas include anxiety, depression, stress, relationships, sleep, and grief. Its coaching services draw from evidence-based approaches like CBT and ACT.
Languages available: All therapy and coaching services are offered only in English, though app content is available in multiple languages.
Inclusivity factors: Headspace states that 54% of its mental health coaches identify as BIPOC and emphasizes providing culturally responsive care. It also offers free app access to all U.S. teens ages 13-18.
The care you need, when you need it
Learn how Rula can support your mental health journey
Platform availability and access
How quickly you can access care and how easily you can schedule appointments can significantly impact your therapy experience. Both platforms offer nationwide coverage but differ in their matching processes and session formats.
Rula, for instance, is available in all 50 states and Washington, D.C., with appointment-based care offered via live video and in-person therapy, and appointments commonly available as soon as tomorrow. The platform handles provider matching and coordination so you can focus receiving the support you need.
How access works with BetterHelp
BetterHelp provides broad access to care, an easy sign-up process, and flexible ways to connect with a therapist.
States served: BetterHelp is available in all 50 states and Washington, D.C., as well as internationally in the UK, Australia, France, Germany, and the Netherlands.
Matching process: After you answer questions about your needs and preferences, the platform matches you with a therapist. Matching takes anywhere from a few hours to a couple of days.
Session formats: A subscription typically includes one live session (via video, phone, or chat) and unlimited messaging with your therapist between sessions.
Scheduling: Therapists set their own hours, with availability that can include nights, weekends, and holidays. You can view a therapist's schedule and choose a time that works for you.
App/portal experience: The platform is accessible via website and mobile app, where you can access all communication modes, a digital journal, worksheets, and goal-tracking tools.
How access works with Headspace
States served: Headspace is available across all 50 U.S. states but is not available internationally.
Matching process: You complete intake forms, schedule an appointment, and are then matched with a licensed therapist based on your needs and their specialties. You can switch providers if the first one isn't a good fit.
Session formats: Headspace offers live video sessions only for therapy. Coaching clients can receive text-based sessions and live chat.
Scheduling: Appointments are typically available within two days. The platform offers flexible scheduling, including evenings and weekends, and you can adjust your session frequency as needed.
App/portal experience: All services are integrated into a single mobile app. Between-session support includes access to meditations, sleep content, and the Ebb AI companion.
What each platform does best
By assessing where each platform is strongest, you can make the right decision for your care. The best choice depends on your specific needs, preferences, and circumstances.
BetterHelp excels when you need:
Multiple communication options, including video, phone, live chat, and unlimited messaging
The flexibility to switch therapists easily and at no extra cost
A simple subscription model that bundles one weekly session with ongoing messaging access
A large network of 35,000+ therapists, increasing the likelihood of finding someone available
Additional tools like digital journaling, worksheets, and group webinars
International availability in select countries
Headspace excels when you need:
To use your health insurance, with partners like Aetna, BCBS, Cigna, and Anthem
A comprehensive platform that includes self-guided meditation, coaching, therapy, and psychiatry
Medication management services from a licensed psychiatric practitioner
Quick access to care, with appointments often available within two days
A provider network that emphasizes cultural diversity, with 54% of coaches identifying as BIPOC
A pay-as-you-go model for therapy instead of a subscription
Summary: Is BetterHelp or Headspace right for you?
BetterHelp and Headspace approach mental health support differently: BetterHelp is a subscription-based therapy platform that offers multiple communication modes, including unlimited messaging. In contrast, Headspace offers a spectrum of care that integrates self-guided meditation, coaching, therapy, and psychiatry with medication management.
If you want unlimited messaging with your therapist and prefer a simple subscription for therapy only, BetterHelp may be a better fit. If you have insurance, want access to both therapy and psychiatry, or wish to combine professional care with self-guided wellness tools like meditation, Headspace's platform offers more comprehensive support.
You could also consider Rula if you want appointment-based therapy and psychiatry through insurance, with sessions typically costing about $15 per session and upfront out-of-pocket estimates before your first visit. Rula connects patients to a nationwide network of 21,000+ providers across all 50 states and Washington, D.C., with care available via live video and in-person.
FAQs
How do BetterHelp and Headspace differ in how you pay for care?
BetterHelp operates on a subscription model at $70-$100 per week ($280-$400 per month), which includes one live session weekly plus unlimited messaging with your therapist. Headspace offers a pay-as-you-go model for therapy sessions at $0-$35 with insurance or $149 per session without insurance, while its meditation and mindfulness app content requires a separate subscription.
Can providers on BetterHelp or Headspace prescribe medication or provide an official diagnosis?
BetterHelp therapists cannot prescribe medication or provide formal diagnoses, as the platform does not include psychiatrists and is not designed for clinical diagnosis requiring in-person evaluation. Headspace offers psychiatric services with licensed practitioners who can prescribe psychotropic medications (excluding controlled substances) and provide medication management, making it a more comprehensive option if you think you may need medication.
Why choose Rula for quality of care?
Rula emphasizes measurable outcomes alongside access, with 93% of patients reporting feeling better about their symptoms after receiving care through Rula, plus a nationwide network of 21,000+ providers across 180+ clinical specialties and modalities. Unlike therapy-only platforms, Rula offers appointment-based therapy and psychiatry (medication management) via live video sessions and in-person therapy.
Most patients pay about $15 per session with insurance and receive upfront cost estimates before the first appointment. It’s also in-network with over 100 major plans, making it a strong option if you want both broad provider choice and consistent quality.
Find care with Rula
Choosing between mental health platforms is an important decision — one that can shape your entire care experience and progress. At Rula, getting started is straightforward. You can verify your insurance benefits in minutes, browse providers who match your specific needs and preferences, and see your estimated out-of-pocket cost before your first appointment. Many patients are able to schedule their first session as soon as tomorrow, so you can move forward without unnecessary delays.
Whether you're looking for therapy, psychiatry, or both, Rula connects you to care that works with your insurance and fits your life.
Rula’s editorial process
Rula’s editorial team is on a mission to make science-backed mental health insights accessible and practical for every person seeking to better understand or improve mental wellness.
Members of Rula’s clinical leadership team and other expert providers contribute to all published content, offering guidance on themes and insights based on their firsthand experience in the field. Every piece of content is thoroughly reviewed by a clinician before publishing.





